... to your questions
How are the retirement home rates set?
The rate is set based on three variables:
Covers all accommodation, meals, housekeeping, maintenance, events and general administration.
Under this rate, the resident may be entitled to the aide sociale à l’hébergement (French social assistance benefit) or aide sociale au logement (French housing benefit)
For persons benefiting from APL (aide personnalisée au logement – Personalised housing benefit) or ALS (Allocation de Logement à caractère Social – Social housing benefit): log onto the CAF (French family benefits fund) website for more information (website in French only).
For ASH (aide sociale à l’hébergement – social housing benefit): log onto the website of the General Council (websites usually only in French) of the department in which the person was resident prior to his or her moving into a residence.
This rate corresponds to the assistance and supervision services the person requires to complete everyday acts. It is calculated according to the senior’s level of dependence (cf. the AGGIR grid, a tool used in France to assess elderly persons with a loss of autonomy).
Under this rate, the person may be eligible for the APA (Allocation Personnalisée d’Autonomie, a financial benefit administered by the French General Councils).
For more information, log onto the website of the General Council (websites usually only in French) of the department in which the person was resident prior to his or her moving into a residence.
Includes all the establishment’s operational expenses incurred for the resident’s care. These expenses are covered by Assurance maladie (French health care fund), which reimburses the amount directly to the residence. The resident therefore only has to pay for any consultations that are not included in this rate. The reimbursement procedure is the same as for people living in their own home.
Additional support available:
Tax deduction: residents can deduct from their taxable income the dependency and accommodation expenses incurred. Care expenses are not tax deductible. Any person included in a taxable household who has to pay these expenses is entitled to this deduction. The deduction is limited to 25% of the sums paid with a maximum deduction of €10,000.00 per year and per person in care. For more information: http://www.impots.gouv.fr (website in French only).
Other potential funders: retirement funds (CNAV, MSA, RSI) or CRAM (Caisses Régionales d’Assurance Maladie – Regional health insurance funds). Please contact these organisations to discuss your situation with them.